Coverage Description

Insurance Programs Designed for Your Specific Business Needs

Business Property

We use a program approach, designed with your specific needs in mind. We examine ownership, geography, construction, age, occupancy, and protection details for superior coverage at the most economical rate.

Business and Product Liability

Considerations include worldwide premises and product liability, advertising and personal injury, professional errors and omissions, and risk arising from increasing services. Automobile coverage with multiple units merit close review for unique protection issues. With the greatest upside exposure, liability insurance deserves well-considered attention.

Professional and Executive Liability

With increasing risks placed upon services rendered by many businesses, specialty insurance to cover malpractice, errors and ommissions and other wrongful acts is growing more important. In addition, Shorepoint can also provide coverage for Directors & Officers Liability and Employment Practices Liability.

Marine Insurance

In addition to worldwide protection for your property in transit, storage, processing, or exhibition, our marine insurance specialists can custom-tailor coverage for everything from hull to cargo, and movable property to warehouses.

International Trade

Manufacturing, importer, exporter, warehousing, and related service firms find our insurance markets responsive to their global needs. We serve our international clients with reliable, first-quality worldwide insurance resources, helping us to help your business serve the world.

Business Income Protection

Continuation of income in the event of fire, theft, or other perils is an important insurance consideration. U.S. or foreign exposures also require evaluation to assure proper income flow to meet your business' ongoing needs. The perils of loss from employee dishonesty and owner's fiduciary responsibility are increasingly great in todays economy.

Workers Compensation

This area of insurance can provide you significant overall savings. A cost-effective insurance program from Shorepoint Insurance Services uses a system of management review, aggressive loss control, efficient claims administration, and continuing review of payroll records. Our specialty emphasis focuses attention on U.S.L.&H. and Jones Act liabilities.

Group Life and Health

The employee benefits division begins with a sound thorough review of your current plan and seeks alternate programs to efficiently enhance coverage. Our benefits specialists focus on group products such as health, dental, life, long and short-term disability, and voluntary benefits. Retirement products are especially valuable for employee retention and acquisition. You'll sense the value we place on your precious people assets.

Yachts, Marinas, and Water's Edge Risks

Our marine specialty provides the discriminating yacht owner unsurpassed risk protection. Shorepoint Insurance Services' capabilities handle private pleasure and commercial hull and P&I, including brown-water vessels. Shoreside and waterborne properties and liabilities are substantial exposures needing proper risk management by our team of specialists.